
Dar es Salaam Fintech Reloaded Hackathon
A core fintech innovation gathering focused on ecosystem engagement and practical prototypes.
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Live API rails
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Build tracks
Announced live
Prizes
What this one's about
A core fintech innovation gathering focused on ecosystem engagement, early-stage solution development, and practical prototypes for payments, SME finance, and financial inclusion.
The Dar es Salaam edition brought builders and operators together at the TemboPlus office for a day of practical product building on live infrastructure.
Teams worked across the full stack of the platform's rails — bulk SMS, mobile money payments, virtual cards, collections and bank accounts — with mentors on the floor and judges watching the demos.
Prize categories were announced live at the event, the way Fintech Reloaded does it: no spoilers beforehand.
Inside Dar es Salaam Fintech Reloaded Hackathon
Builders, mentors and the prototypes they shipped — straight from the room.




























































































































The rails you'll build on
Live APIs for bulk SMS, mobile money, virtual cards, collections and bank accounts — pick a rail and build.
Mobile Money Payments
Collect and move money the way Tanzania actually pays — M-Pesa, Tigo Pesa, Airtel Money — through live payment APIs.
Bulk SMS & Verification
Reach every phone in the room — and the country. Bulk messaging plus SMS, WhatsApp and voice OTP for signup, login and transaction checks.
Virtual Cards, Collections & Bank Accounts
Issue virtual cards, spin up virtual accounts for traceable collections, and settle to real bank accounts.
WhatsApp Commerce & AI
Meet customers where they already live. AI sales agents, catalogs, orders and checkout — all inside WhatsApp.
Credit & AI
See real incomes — formal or informal — and turn transaction data into credit decisions people can actually afford.
Cross-border Payments
Move money beyond borders: multi-currency wallets, transparent FX and global transfers for African businesses.
Prizes? Announced at the hackathon.
No leaked prize list, no spoilers. Prize categories are revealed live on the day — so build like everyone's watching, because the judges are.
How the day ran
The Fintech Reloaded format: innovate, integrate, impact.
Arrival
Doors open & kickoff
Badge pickup, chai, and a walkthrough of the live APIs you'll build on.
Teams
Find your crew
Come solo or with a team — team forming happens on the spot. Pick a rail, sketch the idea.
Build
Prototype sprint
Build with mentors and partner engineers on the floor. Food and chai provided throughout.
Demos
Pitch to the judges
Live demos, no slides. Show a working prototype and defend it in front of the judges.
Awards
Winners & prizes, announced live
Prize categories are revealed at the hackathon — never beforehand. Stick around for the announcements.
The ecosystem behind the rails
Meet the partners whose live APIs power this hackathon.
Questions? Answers.
The stuff everyone asks us in the group chat.




